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SSDI Payment Date for January 2024, Eligibility, Amount & Status!

The Social Security Disability Insurance (SSDI) payment date for January 2024 is determined by the recipient’s birthdate, with payments typically dispersed on the second, third, or fourth Wednesday of the month.  

SSDI Payment Date for January 2024

In January 2024, Social Security Disability Insurance (SSDI) payments for eligible workers will be disbursed on the following dates, depending on the birth date:

  • Second Wednesday: If your birthday falls between the first and 10th of the month, your payment will be sent on the second Wednesday of the month i.e., January 10, 2024.
  • Third Wednesday: If your birthday falls between the 11th and 20th of the month, your payment will be sent on the third Wednesday of the month i.e.January 17, 2024.
  • Fourth Wednesday: If your birthday falls between the 21st and 31st of the month, your payment will be sent on the fourth Wednesday of the month i.e., January 24, 2024 .

SSDI Payment January 2024 Eligibility

To apply for Social Security benefits, you can follow these steps:

  • Work history: Must have earned enough work credits, usually 40 in total with 20 in the past 10 years. Younger employees may qualify with fewer credits.
  • Disability: Have a severe medical condition expected to last at least one year or result in death. The condition must limit your ability to work substantially.
  • Recent work activity: Working in Social Security-covered jobs recently strengthens your case.
  • Application process: Must complete an application with medical evidence. Review and approval by the Social Security Administration (SSA) are required.

COLA Impact on SSDI Payment January 2023

In January 2024, the cost-of-living adjustment (COLA) for Social Security benefits increased by 3.2%. 

This means all eligible recipients, including retired workers, survivors, and disability beneficiaries, saw a bump in their monthly payments starting in January.

SSDI Payment Date for January 2024

For the average retiree, the 3.2% COLA translates to an increase of roughly $59 per month, bringing the average monthly benefit to $1,907. 

The increase is based on the Department of Labor’s Consumer Price Index for Urban Wage Earners and Clerical Workers. The COLA increase is intended to help beneficiaries keep up with the rising cost of living.

How to apply for SSDI January Payment 2024?

Gather your documents:

  • Social Security number: Verify your work history and earnings.
  • Medical records: Provide evidence of your disability, including diagnoses, test results, and treatment plans.
  • Work history: Collect documents like pay stubs, W-2 forms, or tax returns to verify your work credits.
  • Contact information for your doctors and other healthcare providers: The SSA may need to contact them for further information.

Apply online:

  • Visit the Social Security Administration website at
  • Click “Apply for Disability Benefits” and follow the prompts.
  • Create an online account if you don’t already have one.
  • Answer questions about your disability, work history, and medical condition.
  • Upload your supporting documents.

Apply by phone:

  • Call the Social Security Administration at 1-800-772-1213.
  • A representative will help you complete the application process over the phone.

SSDI Payment 2024 Amount

The Social Security Disability Insurance (SSDI) benefit amount for 2024 depends on your circumstances:

  • Average monthly benefit: The average monthly SSDI benefit for 2024 is $1,760.37, as adjusted by the 3.2% cost-of-living adjustment (COLA). 
  • Maximum monthly benefit: The maximum monthly SSDI benefit for 2024 is $3,822, up from $3,627 in 2023. This is the highest amount you can receive, regardless of your work history.
  • Individual: $3,822 per month
  • A married couple with one spouse receiving SSDI: $5,733 per month combined
  • A married couple with both spouses receiving SSDI: $7,644 per month combined
  • Family with one child: $4,777 per month combined
  • Family with two or more children:$5,970 per month combined

How to check the status of your SSDI payment for January 2024?

If you have a My Social Security account, it’s the most convenient and efficient way to access your payment information. Here’s how:

  • Log in to your My Social Security account:
  • Click on “Benefits and Payments”
  • Select “Payment History”
  • You’ll see a detailed history of your past and upcoming payments, including the scheduled date for January 2024 (10th, 17th, or 24th based on your birth date)

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